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How to Buy Property in Montenegro


Over the last few years Montenegro has become more and more popular not just with tourists but also for people who wish to take advantage of the low purchase tax system here, among with the many other benefits on offer, and buy a property whether it’s for use as a holiday home, permanent home or as rental investment, so, we thought we’d put together a simple ‘how to’ article for you on the process of buying in Montenegro.

It’s actually really simple buying a property here, so that’s good news, and really all you need is a valid passport. Once you’ve been shown around by your agent, and settled on a property, we can carry out the rest.

Reservation Deposit

As with most other countries, you will need to pay a reservation deposit, to secure the property and for it to be taken off the market. This also starts the sale & purchase process, and the amount is usually an agreed percentage of the total sales price. This is paid at the same time of the reservation agreement being signed.

Vendor Information

If the vendor of the property is a private individual, the next step is for them to provide firstly legal proof of ownership via the title deeds, and secondly their ID card or passport. If, in some circumstances, it’s owned via a company in Montenegro they would need to provide confirmation of the companies registration (as per the Montenegrin Central Register) together with a company stamp.

Associated Documentation

Once proof of ownership has been provided and checked over by the legal representative, the next step is the purchase and sales contract which can be signed personally or by power of attorney, then the Clausula Intabulandi (Permitted Property Registration Clause) and lastly the purchase and sales payment schedule, which can be paid all at once or via an agreed schedule by both parties.

Purchase Taxes

After the associated documentation stage comes the purchase tax, and that is 3% of the evaluated price of the property, which is due within 2 weeks after the contract has been signed. There is however no tax due if the property is bought direct from the developer.

Property Registration

The final step left is just to apply for the registration of your new property in Montenegro in the name of the new owner and be issued with the title deed! Then it’s a congratulations, all around, and a celebration.

The whole process for buying a property in Montenegro is around 1-3 months, but of course CMM Montenegro will be here to help you all the way.

Once you’ve bought your new home here, we can also put you in touch with our Management Department and they can help with renovation, furnishings or the rental of your new property in Montenegro.

We hope this helps – but if you have any further questions, please do contact us, and we’d be happy to assist. We look forward to welcoming you to Montenegro soon.

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  • Last year we decided to find a new home close to the sea. It was quite difficult in the beginning to make the right choice. Once we found CMM Company was a great luck! We immediately received detailed consultation on the country and purchase opportunities. Being attracted by Kotor - one of the most amazing parts of the coast, we decided to take a family trip and maybe make our dream of new home come true. As just discoverers of Montenegro, we were accepted like at home which was a one more pleasant surprise. The most important, we received all detailed information about country regions and procedure of buying property during the first few days. And how beautiful the car journeys were! Difficult choice, but when you find the home you want you can't refuse it. CMM did best to help us with this finding! All the purchase procedure passed well with CMM professional work! Now we are happy owners of a wonderful house with a Kotor bay view, being perfectly served by CMM Management company (of course, we've chosen CMM as professional house manager). Hope our friends and relatives would also move to Montenegro with the CMM help soon !!!

    Kate, 22.03.2019 13:06:21

  • Just a brief thanks to CMM! I was buying a plot for house construction. They found the best possible options for my inquiry, replied all my questions and made full accomodation till the deal close. Responsible managers, quality service. So greatful to the Company for the job done!

    Noah, 15.03.2019 13:13:00

  • Dear CMM team, just to leave a small feedback on the superjob you've done ! It was not an easy period for us with a child. As we had to sell our home property and decided alternatively buy some nice house at Montenegrin coast. We were truly frightened at the start. My colleague, being your customer, gave a good recommendation, so, we called the office. All the part, covering seach and purchase in Montenegro, was quickly, safe and perfectly done. Good luck and further success and propsperity to the company! Special thanks to Alexander and Snezana for professional approach!

    Mariana , 06.03.2019 13:06:00

  • Always thought that buying property abroad isnervous and difficult task. CMM changed my mindset. I felt support and care in every step: from the first call arranged till receiving the Owner's list. I am also happy about how they make my apartment management. Now, whenever me or my family members come home to Montenegro, I am absolutely confident that my apartment is in the best condition!

    Harry, 26.02.2019 13:11:00

  • Good day! The first time we met professionally organised step by step work with property in the Southern country. It was a nice surprise for me and my spouse. Well-established algorithms helped us to understand country, its particular features, pluses and drawbacks. Professional manager (Petar Kuzmich) helped us to avoid mistaken choice and provided a really wide number of options to choose from. We felt and still do absolutely safe while buying a house. Happy to come across with your company! Will recommend to our neighboors and family friends in first Norway home.

    Alice and Andrew, 05.02.2019 13:04:00

  • As people from the North, we would express our gratitude to CMM team for advice and professionalism! Never met this before dealing with real estate. Perfect job, super-trained experts! Thanks Google we reached you. Now holidays only with CMM! My daughter is in love with Montenegro. Now started to persuade me to buy some flat on the coast. We know to whom to turn for professioanl help now!

    Oliver, 23.01.2019 13:08:00

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