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Foreign Direct Investment in Montenegro


According to data from the 2020 World Investment Report, total foreign direct investment in Montenegro hit over €500m in the first 11 months of 2020, and though this was a decrease from over €700m in 2019, it’s still extremely positive for a relatively small country, with a population of around 622,000 people.
Over the last 10 years, foreign investment in Montenegro has accounted for nearly €7.7bn euros, and from a property perspective, €1.93bn of that total investment was in Real Estate, and global predictions are that this will continue to rise, as even with Covid-19, Montenegro is a country that enjoys fabulous economic freedom, backed by monetary stability.

Continuing with a positive theme & a positive outlook for when the global restrictions are retracted, Montenegro’s annual GDP growth in 2019 was 4.06% and its total investment rate was a whopping 30.22% of its GDP in 2017.
Most direct investments into Montenegro over the last 10 years were from the Russian Federation, with Italy in second and Austria in third. Other high nations included Switzerland, Serbia, the Netherlands, UAE, Slovenia, Hungary and Norway. Investment from the UK came in at around €235m.

One of the highest contributors in the Real Estate sector has been due to the launch of the ‘Citizenship by Investment programme which will (by the end of 2021) will allow up to 2000 foreigners to get a Montenegrin passport after an initial investment of €350,000, and so far, this is going very well, with a good uptake of foreigners taking advantage of one of the lowest ‘golden visa’ programs in the world.

If you have considered an Investment in Montenegro, then here’s why it’s advantageous, based on a report from Lloyds Bank Trade:

A highly competitive tax system (9% rate)
High touristic potential (and it’s growing fast)
Negotiations for access to the EU
Good quality of education and health systems
Simplified registration procedures

Local privatisations processes (meaning you can own land in Montenegro on the same terms as the locals)
If you’re looking to do business here, then in terms of ‘ease of doing business’ Montenegro ranks 50th out of 190 economies globally, so it’s highly attractive and highly stable!

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  • At the beginning of April 2022, our family living in Prague bought a house in Sutomore with the assistance of your company.
    Let me express my gratitude to the management of your company for the service provided, and especially to your employees - Anastasia Zeyak, Alexei Grachev and Elena Bozhovich for their attention, patience and even care for the whole time of buying real estate and the services provided after the purchase.
    I would really like all companies to work with the same quality of service. After coming into contact with this kind of attitude towards the client, all our environment, if necessary, will refer to your company only.
    With gratitude on behalf of our family.

    A.V. Ter-Gazaryan, 12.07.2022 12:32:19

  • Last year we decided to find a new home close to the sea. It was quite difficult in the beginning to make the right choice. Once we found CMM Company was a great luck! We immediately received detailed consultation on the country and purchase opportunities. Being attracted by Kotor - one of the most amazing parts of the coast, we decided to take a family trip and maybe make our dream of new home come true. As just discoverers of Montenegro, we were accepted like at home which was a one more pleasant surprise. The most important, we received all detailed information about country regions and procedure of buying property during the first few days. And how beautiful the car journeys were! Difficult choice, but when you find the home you want you can't refuse it. CMM did best to help us with this finding! All the purchase procedure passed well with CMM professional work! Now we are happy owners of a wonderful house with a Kotor bay view, being perfectly served by CMM Management company (of course, we've chosen CMM as professional house manager). Hope our friends and relatives would also move to Montenegro with the CMM help soon !!!

    Kate, 22.03.2019 13:06:21

  • Just a brief thanks to CMM! I was buying a plot for house construction. They found the best possible options for my inquiry, replied all my questions and made full accomodation till the deal close. Responsible managers, quality service. So greatful to the Company for the job done!

    Noah, 15.03.2019 13:13:00

  • Dear CMM team, just to leave a small feedback on the superjob you've done ! It was not an easy period for us with a child. As we had to sell our home property and decided alternatively buy some nice house at Montenegrin coast. We were truly frightened at the start. My colleague, being your customer, gave a good recommendation, so, we called the office. All the part, covering seach and purchase in Montenegro, was quickly, safe and perfectly done. Good luck and further success and propsperity to the company! Special thanks to Alexander and Snezana for professional approach!

    Mariana , 06.03.2019 13:06:00

  • Always thought that buying property abroad isnervous and difficult task. CMM changed my mindset. I felt support and care in every step: from the first call arranged till receiving the Owner's list. I am also happy about how they make my apartment management. Now, whenever me or my family members come home to Montenegro, I am absolutely confident that my apartment is in the best condition!

    Harry, 26.02.2019 13:11:00

  • Good day! The first time we met professionally organised step by step work with property in the Southern country. It was a nice surprise for me and my spouse. Well-established algorithms helped us to understand country, its particular features, pluses and drawbacks. Professional manager (Petar Kuzmich) helped us to avoid mistaken choice and provided a really wide number of options to choose from. We felt and still do absolutely safe while buying a house. Happy to come across with your company! Will recommend to our neighboors and family friends in first Norway home.

    Alice and Andrew, 05.02.2019 13:04:00

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