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Foreign Direct Investment in Montenegro



04.04.2021

According to data from the 2020 World Investment Report, total foreign direct investment in Montenegro hit over €500m in the first 11 months of 2020, and though this was a decrease from over €700m in 2019, it’s still extremely positive for a relatively small country, with a population of around 622,000 people.
Over the last 10 years, foreign investment in Montenegro has accounted for nearly €7.7bn euros, and from a property perspective, €1.93bn of that total investment was in Real Estate, and global predictions are that this will continue to rise, as even with Covid-19, Montenegro is a country that enjoys fabulous economic freedom, backed by monetary stability.

Continuing with a positive theme & a positive outlook for when the global restrictions are retracted, Montenegro’s annual GDP growth in 2019 was 4.06% and its total investment rate was a whopping 30.22% of its GDP in 2017.
Most direct investments into Montenegro over the last 10 years were from the Russian Federation, with Italy in second and Austria in third. Other high nations included Switzerland, Serbia, the Netherlands, UAE, Slovenia, Hungary and Norway. Investment from the UK came in at around €235m.

One of the highest contributors in the Real Estate sector has been due to the launch of the ‘Citizenship by Investment programme which will (by the end of 2021) will allow up to 2000 foreigners to get a Montenegrin passport after an initial investment of €350,000, and so far, this is going very well, with a good uptake of foreigners taking advantage of one of the lowest ‘golden visa’ programs in the world.

If you have considered an Investment in Montenegro, then here’s why it’s advantageous, based on a report from Lloyds Bank Trade: https://www.lloydsbanktrade.com/en/market-potential/montenegro/investment

A highly competitive tax system (9% rate)
High touristic potential (and it’s growing fast)
Negotiations for access to the EU
Good quality of education and health systems
Simplified registration procedures

Local privatisations processes (meaning you can own land in Montenegro on the same terms as the locals)
If you’re looking to do business here, then in terms of ‘ease of doing business’ Montenegro ranks 50th out of 190 economies globally, so it’s highly attractive and highly stable!

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Reviews

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  • In period May-August 2022 we sold our flats in St-Petersburg Russia and  have bought two  ones here in Montenegro, Becici. We decided to move here and make new home and business with my husband. Our agent Milica Zugic  is really became our angel - provider here in Montenegro. She is very reliable, responsible , professional  employee of CMM Budva department. She has developed intuition and found very fast necessary properties which we needed. Also she helped us to speed up the process of registration documents in MUP.( list nepokretnosti, etc). She was our real provider here. Very appreciated her and all staff of Budva department for there assistance. Separately to lawyer Ivan and his legal team. Very recommended choose Milica Zugic as real estate manager when you search for assistant in this complicated and important field as buying property in Montenegro.

    Liudmila Nosova St-Petersburg Russia , 13.09.2022 09:20:09

  • At the beginning of April 2022, our family living in Prague bought a house in Sutomore with the assistance of your company.
    Let me express my gratitude to the management of your company for the service provided, and especially to your employees - Anastasia Zeyak, Alexei Grachev and Elena Bozhovich for their attention, patience and even care for the whole time of buying real estate and the services provided after the purchase.
    I would really like all companies to work with the same quality of service. After coming into contact with this kind of attitude towards the client, all our environment, if necessary, will refer to your company only.
    With gratitude on behalf of our family.

    A.V. Ter-Gazaryan, 12.07.2022 10:32:19

  • Based on my experience with CMM in Budva, Montenegro, I can say that they are reliable, fast, and they deliver what they promise. They take really good care of their clients. For instance, I was offered a lift from the airport, and they would take me back and forth from Tivat to Budva and Becici to see various properties. They would answer all of my questions and respond promptly. They have an excellent team: Katarina, Alexander, Natasha, Martin and some other guys whose names I don’t remember. Katarina, my wonderful agent, went to every length to help me find a perfect home. Unfortunately, my situation changed and I had to postpone my relocation to Montenegro.
    I would strongly recommend this company to anyone who is looking for a property in Montenegro.

    Val , 13.05.2022 02:18:13

  • We were introduced to CMM by friends who had already done research on Montenegro and CMM. We purchased our apartment in Dobrota, just outside Kotor, all remotely from South Africa, during the lockdown. Everything was seamless without any problems at all. All the CMM departments work together well from the sales team, head office, legal, interior design and rental department. Every detail was well communicated with an abundance of zoom meetings, videos, emails etc
    We are thrilled with the outcome and enjoyed working with the CMM team. They were incredibly professional.
    After sales service is also excellent as we move into the rental phase of the apartment and over all management of the apartment including maintenance.
    We have been directly and indirectly involved with many houses/apartments all over the world and this was the up there with the best service we have received.
    Thanks to everyone we dealt with at CMM it has been an absolute pleasure dealing with you all. We look forward too many happy years working with you on our rental.

    Mandy and Antoine, 06.10.2021 08:56:22

  • Biz Montenegroda CMM komandayla  tanish olmushug. Snejana ve Milan bize cox  yaxshi destek olublar. Artig bizim burada evimiz de var. Bize gosterdiler cox yuksek service, ve artig butun bizim senedler de gaydasindadir. Boyuk hormetle onlara Cox sagol bildiririk!

    Dilara, 01.10.2019 06:17:27

  • Last year we decided to find a new home close to the sea. It was quite difficult in the beginning to make the right choice. Once we found CMM Company was a great luck! We immediately received detailed consultation on the country and purchase opportunities. Being attracted by Kotor - one of the most amazing parts of the coast, we decided to take a family trip and maybe make our dream of new home come true. As just discoverers of Montenegro, we were accepted like at home which was a one more pleasant surprise. The most important, we received all detailed information about country regions and procedure of buying property during the first few days. And how beautiful the car journeys were! Difficult choice, but when you find the home you want you can't refuse it. CMM did best to help us with this finding! All the purchase procedure passed well with CMM professional work! Now we are happy owners of a wonderful house with a Kotor bay view, being perfectly served by CMM Management company (of course, we've chosen CMM as professional house manager). Hope our friends and relatives would also move to Montenegro with the CMM help soon !!!

    Kate, 22.03.2019 11:06:21

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